If you do not like how your case turned out just before closing, you can always renegotiate or back to square one.

Processing fees, registration fees, closing costs, etc., can all add up to a significant amount of money.

The challenge is to put these packets in the form with which you can compare easily.

The money you save can be used to pay off credit cards or build a cash reserve.

One of the reasons borrowers go for a refinance home loan is to get a lump sum they use to finance major expenses.
Many loan schemes can help you with this problem, even if you have bad credit.